Property Loan Verification

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Property Loan Verification

Property Loan Verification

For loans backed by properties (Home Loans, Niveshan, Mortgage schemes, etc.), risk mitigation is essential. Our verification process ensures that both the applicant and the underlying asset are legitimate, protecting lenders from financial loss and legal disputes.

Detailed Verification

  • Residence Verification: Physical visit to the applicant's current address to confirm living stability, tenure, and ownership status.
  • KYC Document Verification: Rigorous authentication of Aadhaar, PAN, and other government-issued IDs against primary databases to prevent identity fraud.
  • Pay Slip / Salary Slip / Form 16 / ITR: Detailed audit of income documents to ensure the applicant has the financial capacity to service the loan.
  • Bank Statement Verification: Analyzing bank transaction history to identify regular income patterns and detect any undisclosed liabilities or financial irregularities.
  • Loan/Liability & Criminal Antecedents: Checking the applicant's credit track record and conducting background searches for any past or pending criminal activities.
  • Balance Sheet & Site Verification: For business owners, we verify financial statements alongside a physical inspection of the business premises.
  • Physical Site & Property Verification: On-ground inspection of the property being mortgaged to confirm its existence, boundaries, and current condition based on provided documents.
  • Seller Verification: Investigating the seller's credentials and title rights to ensure the property can be legally transferred or mortgaged without encumbrances.

Our Methodology

At Aziza, we combine field intelligence with document scrutiny. By visiting the site and the seller personally, we eliminate the risk of "paper properties" or fraudulent documentation, ensuring a secure lending environment for our clients.

We ensure you hire someone with a clean slate.This check enables the agency to dig deeper into an individual’s history and may also involve fetching details from local law enforcing authorities.

Our Services

Contact Us

AzizA Management India Pvt.Ltd.,
Muniyan Tower, No:37-6,
3rd Floor, Narayanasamypuram,
Salem - 636 009,Tamil Nadu.

sales@azizaindia.com md@azizaindia.com

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